| S.No. |
Vision |
Strategy |
| 1 |
Provision of affordable housing in rural areas and thereby ensuring homestead plots to all rural poor by 2011-12 & replacement of all kutcha houses by 2016-17. |
- Finalization of National Rural Housing & Habitat Policy
The scope of IAY is limited to providing grant as per budget allocation. There is need to address concerns of rural housing for all and to expand scope of IAY to include sustainable habitat development. In such an effort States need to partner with Central Government and there is need to launch the National Rural Housing & Habitat Policy
- Preparation of State Action Plans
Each State needs to prepare an Action Plan for the purpose of achieving the goals of the vision / policy and to indicate therein source of funding and timelines.
- Access to Land
Provide adequate funds for land purchase/acquisition and to incentivize states to allot homestead to all poor within the prescribed timeframe.
- Access to Finance
Provide grant for house construction for the poorest, vulnerable and the Below Poverty Line (BPL). Also make credit accessible at concessional rates of interest for BPL, Economically Weaker Sections (EWS) and at relatively low rates to enable Above Poverty Line (APL) for taking up rural housing.
- Availability of Grants
Grants are to be provided for the poorest and vulnerable under IAY so that these category of people need not depend on credit from banks
- Formulation of Bankable Schemes
Bankable schemes need to be rolled out so that funding is available at concessional rates and is affordable for rural housing for BPL, EWS & APL
- Involvement of Self Help Groups (SHGs)
SHGs can act as facilitators in generating additional investment and in constructing houses
|
| 2. |
Provision of adequate housing |
- Access to Basic Amenities
Ensure access to basic amenities such as water sanitation, electricity, clean fuel, health care, education as well as gainful employment through convergence of IAY with other schemes being implemented by the Government as well as through private enterprise and innovation in these fields.
- Provision of Kitchen Garden
This will help improve nutritional status and provide additional source of income
- Access to Insurance Coverage
Such coverage is part of risk management which is very critical for BPL families
|
| 3. |
Development of sustainable and inclusive housing & habitat. |
- Access to Information
Disseminate information to enable development of sustainable & planned habitats.
- Access to Technology & Building Materials
Develop, promote and transfer use of appropriate, local environment – friendly, energy efficient and disaster-resistant technology, designs and building materials for rural housing and habitats.
- Skill upgradation
Impart training to masons and others for upgrading their skills according to latest & sustainable technologies
- Directory of Houses
Such a directory would include designs of IAY houses, the estimates and special features
|
| 4. |
Participation and capacity building of stake-holders |
- Access to Participation
Improved coordination among Centre, States, District, PRIs, target groups & stakeholders.
- Access to Training
Strengthen local elected bodies such as Panchayati Raj Institutions(PRIs) and other stakeholders through, capacity building
|
| 5. |
Effective implementation of IAY scheme
|
- Timely release of funds
- Online submission of proposals by districts
- Creation of core accountancy system for cashless transfer of funds
- Achievement of physical target
- Transparency in selection of beneficiaries
- Ensure concern of scheme are incorporated in BPL Survey and Census 2011
- Improve quality of houses
- Facilitate disbursement of loan under DRI
- Provide for administrative expenses
- Launching of MIS to capture complete date on real time basis in respect of IAY
- Enhance Monitoring, transparency and Awareness
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